What If You Had
Invested Earlier?
Discover how your investments could have grown using real historical market data. See the power of compound interest with actual stock performance.
Real Historical Data
See actual returns based on 30+ years of market data
Compound Growth
Visualize the power of regular monthly contributions
Multiple Assets
Compare stocks, ETFs, indices, and crypto
Precise Metrics
CAGR, total return, shares owned, and more
How This Calculator Works
Choose Your Asset
Select from thousands of stocks, ETFs, indices, or cryptocurrencies with our smart search.
Set Your Parameters
Enter your initial investment, monthly contributions, and time horizon to simulate.
See Real Results
Get actual historical returns, not projections. See what your money would really be worth today.
Understanding the Metrics
CAGR (Annualized Return)
Compound Annual Growth Rate shows your average yearly return, accounting for compounding. This is the standard way to compare investment performance.
Dollar Cost Averaging
Monthly contributions are invested at each period's price, simulating real DCA. This reduces the impact of volatility over time.
Adjusted Prices
Historical prices are adjusted for stock splits and dividends, giving you accurate total return calculations.
Past Performance
Remember: past performance does not guarantee future results. Use this tool for education and perspective, not predictions.